<?xml version="1.0" encoding="UTF-8"?>
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  <id>https://peosignal.com/</id>
  <title>PEO Signal — Recently Verified Reference Data</title>
  <link rel="self" href="https://peosignal.com/feed.xml" />
  <link href="https://peosignal.com/" />
  <updated>2026-08-11T00:00:00Z</updated>
  <author><name>PEO Signal Editorial</name></author>
  <rights>Fields sourced and attributed per record. See https://peosignal.com/methodology.</rights>
  <entry>
    <id>https://peosignal.com/workers-comp/7228</id>
    <title>NCCI class code 7228: local trucking classification</title>
    <link href="https://peosignal.com/workers-comp/7228" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>The 200-mile radius test behind 7228, when routes push exposure to the long-haul class, and how owner-operators are treated at audit.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/workers-comp/5645</id>
    <title>NCCI class code 5645: residential carpentry</title>
    <link href="https://peosignal.com/workers-comp/5645" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>What 5645 covers on detached dwellings, why other building types fall elsewhere, and how uninsured subcontractors are added to the premium base.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/workers-comp/9082</id>
    <title>NCCI class code 9082: restaurant class explained</title>
    <link href="https://peosignal.com/workers-comp/9082" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Why table service decides 9082, how reported tips enlarge the premium base, and what turnover does to workers&apos; comp cost in food service.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/workers-comp/8017</id>
    <title>NCCI class code 8017: retail store classification</title>
    <link href="https://peosignal.com/workers-comp/8017" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>How 8017 is decided by a receipts test rather than a shopfront, what splits warehouse and delivery payroll out, and the exposures auditors examine.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/workers-comp/8742</id>
    <title>NCCI class code 8742: outside sales classification</title>
    <link href="https://peosignal.com/workers-comp/8742" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>What 8742 covers, why delivery or installation duties break it, how commission and auto allowances enter the payroll base, and the audit test to expect.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/workers-comp/8810</id>
    <title>NCCI class code 8810: clerical office rules</title>
    <link href="https://peosignal.com/workers-comp/8810" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>What class code 8810 covers, the physical-separation test that decides it, how the payroll base is built, and the audit error that reclassifies office staff.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/is-gusto-a-peo</id>
    <title>Is Gusto a PEO? Registry answer, not marketing</title>
    <link href="https://peosignal.com/is-gusto-a-peo" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Gusto is a payroll and benefits platform, not a certified co-employer. What that means for liability, benefits access and multi-state hiring.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/compare/trinet-vs-insperity</id>
    <title>TriNet vs Insperity: fee model and registry facts</title>
    <link href="https://peosignal.com/compare/trinet-vs-insperity" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>A registry-based comparison of TriNet and Insperity: certification, accreditation, how each structures its fee, and which payroll shape each suits.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/providers/adp-totalsource</id>
    <title>ADP TotalSource: certification and fee model</title>
    <link href="https://peosignal.com/providers/adp-totalsource" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>ADP TotalSource against the public registries: federal certification, accreditation, the per-head fee structure, and where the platform tie-in helps or hurts.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/providers/insperity</id>
    <title>Insperity PEO: certification, fee model, fit</title>
    <link href="https://peosignal.com/providers/insperity" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Insperity checked against the IRS certified-PEO register and the ESAC directory, with how its administrative fee is structured and where the model fits.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/providers/trinet</id>
    <title>TriNet PEO: certification, pricing model, fit</title>
    <link href="https://peosignal.com/providers/trinet" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>TriNet checked against the public registries: IRS certification, ESAC accreditation, how the service fee is structured, and who the model suits.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/industry/restaurants</id>
    <title>PEO for restaurants — tip credit &amp; turnover</title>
    <link href="https://peosignal.com/peo/industry/restaurants" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Restaurant co-employment reference: tip credit and dual-jobs exposure, turnover-driven unemployment cost, service-industry class codes and quote checks.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/industry/nonprofits</id>
    <title>PEO for nonprofits — cost, FUTA &amp; benefits</title>
    <link href="https://peosignal.com/peo/industry/nonprofits" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>How co-employment works for a 501(c)(3): unemployment reimbursement elections, federal unemployment tax exemption, grant-funded payroll and board reporting.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/industry/startups</id>
    <title>PEO for startups — cost, equity &amp; benefits</title>
    <link href="https://peosignal.com/peo/industry/startups" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>What a PEO actually costs a venture-backed startup: multi-state registration, benefit access before critical mass, and the terms that bite at exit.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/texas/houston</id>
    <title>PEO in Houston, TX: $47,960 median wage, $9,000 SUI base</title>
    <link href="https://peosignal.com/peo/texas/houston" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Houston PEO reference: metro employment and wages, elective workers&apos; comp, high-hazard class codes, Texas SUI wage base and the contract terms to settle first.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/georgia/atlanta</id>
    <title>PEO in Atlanta, GA: $52,180 median wage, $9,500 SUI base</title>
    <link href="https://peosignal.com/peo/georgia/atlanta" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Atlanta PEO reference: metro employment and wages, Georgia SUI wage base, workers&apos;-comp threshold, film and logistics payroll issues, and quote checks.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/florida/miami</id>
    <title>PEO in Miami, FL: $45,320 median wage, $7,000 base</title>
    <link href="https://peosignal.com/peo/florida/miami" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Miami PEO reference: metro employment and wages, Florida E-Verify duty, county contract wage floors, tipped-payroll risk and what to check in a quote.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/florida/tampa</id>
    <title>PEO in Tampa, FL: $46,510 median wage, $7,000 base</title>
    <link href="https://peosignal.com/peo/florida/tampa" />
    <updated>2026-08-11T00:00:00Z</updated>
    <summary>Tampa PEO and HR outsourcing reference: metro employment and wage base, Florida reemployment tax, workers&apos;-comp thresholds and what to verify before signing.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/eor/singapore</id>
    <title>Employer of Record Singapore — cost &amp; rules</title>
    <link href="https://peosignal.com/eor/singapore" />
    <updated>2026-07-20T00:00:00Z</updated>
    <summary>Singapore EOR reference: CPF employer rates by residency and age, leave entitlement tiers, notice, levies and retrenchment practice. Sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/eor/poland</id>
    <title>Employer of Record Poland — cost &amp; rules</title>
    <link href="https://peosignal.com/eor/poland" />
    <updated>2026-07-20T00:00:00Z</updated>
    <summary>Poland EOR reference: ZUS employer contributions, holiday entitlement tiers, notice scale, PPK co-payment and severance rules. Every field sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/eor/vietnam</id>
    <title>Employer of Record Vietnam — cost &amp; rules</title>
    <link href="https://peosignal.com/eor/vietnam" />
    <updated>2026-07-20T00:00:00Z</updated>
    <summary>Vietnam EOR reference: social, health and unemployment insurance rates, contribution caps, notice, severance and probation limits. Sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/eor/colombia</id>
    <title>Employer of Record Colombia — cost &amp; rules</title>
    <link href="https://peosignal.com/eor/colombia" />
    <updated>2026-07-20T00:00:00Z</updated>
    <summary>Colombia EOR reference: employer contributions, prima de servicios, cesantías and interest, transport allowance, notice and severance. Sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/eor/mexico</id>
    <title>Employer of Record Mexico — cost &amp; rules</title>
    <link href="https://peosignal.com/eor/mexico" />
    <updated>2026-07-20T00:00:00Z</updated>
    <summary>Mexico EOR reference: IMSS and INFONAVIT burden, state payroll tax, aguinaldo, vacation premium, severance and profit sharing. Sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/eor/spain</id>
    <title>Employer of Record Spain — cost &amp; rules</title>
    <link href="https://peosignal.com/eor/spain" />
    <updated>2026-07-20T00:00:00Z</updated>
    <summary>Spain EOR reference: employer social-security burden, statutory leave, notice, severance multipliers and extra payments. Every field sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/colorado</id>
    <title>PEO in Colorado: $27,200 SUI base, 1.7% new rate</title>
    <link href="https://peosignal.com/peo/colorado" />
    <updated>2026-07-06T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a Colorado client of record: SUI, FAMLI paid leave, HFWA sick leave, Equal Pay Act pay transparency, non-compete limits.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/massachusetts</id>
    <title>PEO in Massachusetts: $15,000 SUI base, 1.87% new rate</title>
    <link href="https://peosignal.com/peo/massachusetts" />
    <updated>2026-07-05T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a Massachusetts client of record: SUI, PFML contribution split, earned sick time, Fair Share, non-compete rules. Sourced.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/master-health-plan</id>
    <title>Master health plan — PEO group insurance</title>
    <link href="https://peosignal.com/help/glossary/master-health-plan" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>A master health plan is issued to the PEO and extended to eligible worksite employees, giving small clients access to large-group underwriting terms.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/eor</id>
    <title>EOR — Employer of Record explained</title>
    <link href="https://peosignal.com/help/glossary/eor" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>An EOR legally employs a client&apos;s workforce in a jurisdiction where the client has no local entity. How it differs from a PEO, and what fees typically cover.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/abc-test</id>
    <title>ABC test — employee vs contractor classification</title>
    <link href="https://peosignal.com/help/glossary/abc-test" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>The ABC test: three-prong worker classification framework used by many US states to decide whether a worker is an employee or independent contractor.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/non-subscriber</id>
    <title>Non-subscriber — Texas workers&apos; comp election</title>
    <link href="https://peosignal.com/help/glossary/non-subscriber" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>Non-subscriber: a Texas employer that has elected not to carry statutory workers&apos; compensation. How the status interacts with a PEO master policy.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/pepm</id>
    <title>PEPM — per-employee-per-month PEO pricing</title>
    <link href="https://peosignal.com/help/glossary/pepm" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>PEPM is the pricing convention most PEOs use: a flat monthly charge per covered employee. What it includes, what it excludes, and how to compare quotes.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/esac</id>
    <title>ESAC — Employer Services Assurance Corporation</title>
    <link href="https://peosignal.com/help/glossary/esac" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>ESAC accreditation: independent industry regime vetting PEO financial responsibility; accredited members post a surety bond for client-owed wages and taxes.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/cpeo</id>
    <title>CPEO — Certified Professional Employer Organisation</title>
    <link href="https://peosignal.com/help/glossary/cpeo" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>CPEO status: IRS certification establishing that the PEO alone is liable for federal employment taxes on wages it pays. Distinct from ESAC accreditation.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/help/glossary/co-employment</id>
    <title>Co-employment — PEO Signal glossary</title>
    <link href="https://peosignal.com/help/glossary/co-employment" />
    <updated>2026-07-01T00:00:00Z</updated>
    <summary>Definition of co-employment: the legal doctrine that lets a PEO share statutory employer duties with its client. How the split is allocated in practice.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/new-jersey</id>
    <title>PEO in New Jersey: $43,300 SUI base, 2.8% new rate</title>
    <link href="https://peosignal.com/peo/new-jersey" />
    <updated>2026-06-28T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a NJ client of record: high SUI wage base, ABC test, FLI/TDI, NJFLA leave threshold. Sourced per field.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/ohio</id>
    <title>PEO in Ohio: $9,000 SUI base, 2.7% new rate</title>
    <link href="https://peosignal.com/peo/ohio" />
    <updated>2026-06-28T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for an Ohio client of record: monopolistic BWC, group rating, officer election, Raimonde non-compete test. Sourced.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/pennsylvania</id>
    <title>PEO in Pennsylvania: $10,000 SUI base, 3.822% new rate</title>
    <link href="https://peosignal.com/peo/pennsylvania" />
    <updated>2026-06-25T00:00:00Z</updated>
    <summary>PEO in Pennsylvania: split-contribution SUI, State Workers&apos; Insurance Fund option, Socko consideration rule for non-competes. Sourced per field.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/north-carolina</id>
    <title>PEO in North Carolina: $32,600 SUI base, 1.0% new rate</title>
    <link href="https://peosignal.com/peo/north-carolina" />
    <updated>2026-06-25T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a North Carolina client of record: high SUI wage base, competitive WC, DOI registration, common-law non-compete test.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/georgia</id>
    <title>PEO in Georgia: $9,500 SUI base, 2.7% new rate</title>
    <link href="https://peosignal.com/peo/georgia" />
    <updated>2026-06-25T00:00:00Z</updated>
    <summary>PEO in Georgia: SUI wage base, competitive workers&apos; comp, DOI registration, Restrictive Covenants Act. Sourced and dated per field.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/washington</id>
    <title>PEO in Washington: $72,800 SUI base, 1.25% new rate</title>
    <link href="https://peosignal.com/peo/washington" />
    <updated>2026-06-22T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a Washington client of record: high SUI wage base, PFML, monopolistic state-fund WC, non-compete earnings threshold.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/illinois</id>
    <title>PEO in Illinois: $13,590 SUI base, 3.95% new rate</title>
    <link href="https://peosignal.com/peo/illinois" />
    <updated>2026-06-22T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for an Illinois client of record: SUI, minimum wage, IWCC, Department of Insurance licence, Freedom to Work Act. Sourced.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/new-york</id>
    <title>PEO in New York: $12,800 SUI base, 4.025% new rate</title>
    <link href="https://peosignal.com/peo/new-york" />
    <updated>2026-06-22T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a New York client of record: SUI, PFL, bifurcated minimum wage, WCB regime, non-compete stance. Sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/florida</id>
    <title>PEO in Florida: $7,000 SUI base, 2.7% new rate</title>
    <link href="https://peosignal.com/peo/florida" />
    <updated>2026-06-20T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries in Florida: SUI, workers&apos;-comp headcount threshold, OIR licence, constitutional minimum wage. Sourced and dated per field.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/texas</id>
    <title>PEO in Texas: $9,000 SUI base, 2.7% new rate</title>
    <link href="https://peosignal.com/peo/texas" />
    <updated>2026-06-20T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a Texas client of record: SUI, elective workers&apos; comp, TDLR licence, non-subscriber option. Sourced and dated.</summary>
  </entry>
  <entry>
    <id>https://peosignal.com/peo/california</id>
    <title>PEO in California: $7,000 SUI base, 3.4% new rate</title>
    <link href="https://peosignal.com/peo/california" />
    <updated>2026-06-20T00:00:00Z</updated>
    <summary>Statutory numbers a PEO carries for a California client of record: SUI, minimum wage, CFRA, PFL, non-compete stance. Sourced and dated.</summary>
  </entry>
</feed>